P S Dumbre and Associates Chartered Accountants Pune Pimpri Chinchwad Bhosari Chakan MIDC

P S Dumbre and Associates Chartered Accountants Pune Pimpri Chinchwad Bhosari Chakan MIDC

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  • Wedding Season In Our Kingdom

    According to The Times of India, Wedding budgets are rising by 10–25% because of global conflicts… and most families think the problem is “inflation.” But the real issue is something else. When fuel, decor material, travel costs, imported paper, logistics, hotel tariffs, and vendor charges rise together, weddings become victims of a broken cost visibility “Read More…”

  • Loans Outrun Deposits: Why India’s Banking Margins Are Under Pressure in 2026

    India’s banking sector is witnessing a major shift in 2026 as loan growth continues to outpace deposit growth. Several leading banks have reported pressure on profit margins due to rising funding costs and slower deposit mobilisation. This development is becoming one of the most discussed topics in the Indian financial sector because it directly impacts “Read More…”

  • GST on Free Warranty and Extended Warranty – Important GST Implications for Businesses

    Warranty-related GST issues are becoming increasingly important for manufacturers, dealers, electronics businesses, automobile companies, machinery suppliers, and MSMEs across Maharashtra. Businesses operating in Pune, PCMC, Chakan, Bhosari, Mumbai, and industrial belts frequently face confusion regarding GST treatment on free warranty, replacement parts, annual maintenance contracts, and extended warranty charges. Incorrect GST treatment on warranty transactions “Read More…”

  • The 150 Units Mystery

    Maharaj frowned at the report. “Tenali… our daily capacity is 500 units.But we’re stuck at 350. Machines are fine. Workers are present.Where are 150 units disappearing?” Tenali smiled.“Let’s investigate.” “Tell me; do workers know the daily target?” Maharaj paused. “Not exactly.” “Are design changes communicated daily?” “Sometimes… through supervisors.” “Do you track repeated errors?” “No “Read More…”

  • Why Crossing ₹50 Lakh Income Can Make Your Increment Less Rewarding

    For many taxpayers in India, especially professionals and business owners in regions like Pune, Mumbai, and Lonavala, a salary hike is always welcome. However, when your total income crosses ₹50 lakh, the tax implications can turn a seemingly positive increment into a financially inefficient outcome. This “income tax twist” is becoming a highly searched topic, “Read More…”

  • ISI certification mandatory for furniture manufactured by MSMEs

    Starting 13th August, 2026, India is set to make ISI certification mandatory for furniture manufactured by MSMEs, aiming to improve product quality, safety standards, and consumer trust. (It is already mandatory for large manufacturers as on date). While the move strengthens standardization, it also creates cost, compliance, and process challenges for small manufacturers. Tenali Explains, “Read More…”

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